Buying a home in Louisiana

Property taxes, transfer taxes, home values and first-time buyer help in Louisiana.

Effective property tax rate

0.55%

Median tax $1,180 ÷ median value $216,500 (ACS 2020–2024)

Typical home value

$217,039

Zillow ZHVI, 2026-08

State transfer tax

0.0%

Usually paid by: none. La. Const. Art. VII, Sec. 2.3 (transfer tax prohibition); recording fees La. R.S. 13:844; notary execution La. Civ. Code arts. 1833 & 1839. Official source. Local taxes may add more.

Estimated buyer closing costs Estimate

$2,500–$4,300

On a $217,039 home: typical lender fees + title insurance + deed recording (TallyClose) + the buyer’s share of transfer/recording taxes. Excludes prepaids, escrow and local taxes.

At Louisiana's effective rate of 0.55%, a typical $217,039 home would owe about $1,194/year ($99/month) in property taxes. Actual bills depend on your county, city and exemptions. Run your numbers.

First-time homebuyer programs

Louisiana Housing Corporation

Your state housing finance agency offers down payment assistance and low-rate mortgages for eligible buyers. Visit Louisiana Housing Corporation →

Sources: U.S. Census Bureau ACS 2020–2024 5-year (B25103, B25077); Zillow Home Value Index; TallyClose closing-cost dataset (CC BY 4.0), which cites each state statute; NCSHA HFA directory. Last updated 2026-10-15.