Buying a home in Nebraska

Property taxes, transfer taxes, home values and first-time buyer help in Nebraska.

Effective property tax rate

1.49%

Median tax $3,549 ÷ median value $238,600 (ACS 2020–2024)

Typical home value

$280,673

Zillow ZHVI, 2026-08

State transfer tax

0.232%

Usually paid by: seller. Neb. Rev. Stat. § 76-901 (transfer tax, rate eff. 2025-09-03); § 33-109 (recording fee). Official source. Local taxes may add more.

Estimated buyer closing costs Estimate

$2,400–$4,200

On a $280,673 home: typical lender fees + title insurance + deed recording (TallyClose) + the buyer’s share of transfer/recording taxes. Excludes prepaids, escrow and local taxes.

At Nebraska's effective rate of 1.49%, a typical $280,673 home would owe about $4,182/year ($349/month) in property taxes. Actual bills depend on your county, city and exemptions. Run your numbers.

First-time homebuyer programs

Nebraska Investment Finance Authority

Your state housing finance agency offers down payment assistance and low-rate mortgages for eligible buyers. Visit Nebraska Investment Finance Authority →

Sources: U.S. Census Bureau ACS 2020–2024 5-year (B25103, B25077); Zillow Home Value Index; TallyClose closing-cost dataset (CC BY 4.0), which cites each state statute; NCSHA HFA directory. Last updated 2026-10-15.