Buying a home in New Hampshire

Property taxes, transfer taxes, home values and first-time buyer help in New Hampshire.

Effective property tax rate

1.66%

Median tax $6,667 ÷ median value $402,500 (ACS 2020–2024)

Typical home value

$516,306

Zillow ZHVI, 2026-08

State transfer tax

0.75%

Usually paid by: split. N.H. Rev. Stat. § 78-B:1; § 78-B:4. Official source. Local taxes may add more.

Estimated buyer closing costs Estimate

$5,400–$7,200

On a $516,306 home: typical lender fees + title insurance + deed recording (TallyClose) + the buyer’s share of transfer/recording taxes. Excludes prepaids, escrow and local taxes.

At New Hampshire's effective rate of 1.66%, a typical $516,306 home would owe about $8,571/year ($714/month) in property taxes. Actual bills depend on your county, city and exemptions. Run your numbers.

First-time homebuyer programs

New Hampshire Housing

Your state housing finance agency offers down payment assistance and low-rate mortgages for eligible buyers. Visit New Hampshire Housing →

Sources: U.S. Census Bureau ACS 2020–2024 5-year (B25103, B25077); Zillow Home Value Index; TallyClose closing-cost dataset (CC BY 4.0), which cites each state statute; NCSHA HFA directory. Last updated 2026-10-15.