Buying a home in Utah

Property taxes, transfer taxes, home values and first-time buyer help in Utah.

Effective property tax rate

0.52%

Median tax $2,525 ÷ median value $489,400 (ACS 2020–2024)

Typical home value

$534,582

Zillow ZHVI, 2026-08

State transfer tax

0.0%

Usually paid by: none. Utah Code Ann. 17-21-18.5 (recorder fees; $40 per instrument). No statute levies a state transfer tax.. Official source. Local taxes may add more.

Estimated buyer closing costs Estimate

$3,800–$5,600

On a $534,582 home: typical lender fees + title insurance + deed recording (TallyClose) + the buyer’s share of transfer/recording taxes. Excludes prepaids, escrow and local taxes.

At Utah's effective rate of 0.52%, a typical $534,582 home would owe about $2,780/year ($232/month) in property taxes. Actual bills depend on your county, city and exemptions. Run your numbers.

First-time homebuyer programs

Utah Housing Corporation

Your state housing finance agency offers down payment assistance and low-rate mortgages for eligible buyers. Visit Utah Housing Corporation →

Sources: U.S. Census Bureau ACS 2020–2024 5-year (B25103, B25077); Zillow Home Value Index; TallyClose closing-cost dataset (CC BY 4.0), which cites each state statute; NCSHA HFA directory. Last updated 2026-10-15.